RARE OPPORTUNITY to own a DIRECT BAYFRONT property in the highly sought after community of MONTEGO BAY in North OC!! This 3 bed/2 bath home features a new HVAC system (2023), and a new hot water heater (2023). Inside you will find many upgrades including the kitchen, both bathrooms, and a drywall interior. Other features include a split bedroom floor plan, open floor plan in living area, cathedral ceilings in living area, and a covered rear deck to enjoy the Million Dollar Views and Beautiful Sunsets. Property features a newer vinyl bulkhead, dock and pier...all done in 2019. Home is being sold "Mostly" furnished...see exclusions list. Conveniently located within walking distance to shopping, dining, bus stop, the beach, Ocean City's 58 acre Northside Park (home of the 4th of July fireworks), and all community amenities which include 2 inground swimming pools, 1 kiddie pool, 2 tennis courts, pickle ball courts, shuffleboard court, 9 hole mini-golf course, 8 acre wildlife sanctuary/park area, a 5 acre pond with a blacktop walking/jogging trail, and a bayfront boardwalk with 3 fishing/crabbing piers...all for a low HOA fee of $396.00 a year!! Don't miss this one, call now to schedule your private showing. ***Home is owner occupied, do not walk the property without an appointment!!***