Welcome to your slice of the Chesapeake Bay lifestyle! Nestled in the quaint, walkable town of Rock Halljust steps from marinas, waterfront, dining, and shopsthis 3-bedroom, 2-bath coastal cottage offers the perfect blend of charm, comfort, and flexibility. Whether you're searching for a weekend retreat, a year-round residence, or a smart investment property, this one checks all the boxes. Step inside and feel instantly at ease. This well-maintained home features light-filled living spaces, an easy-flow layout, and thoughtful updates throughout. The updated kitchen has newer stainless appliances, the dining area and reading nook are ideal for gatherings and lively games, while the main level bedroom offers a quiet place to recharge after a day on the water. The two large bedrooms upstairs have room for plenty, and the full bath has a soaking tub to unwind. Outside, enjoy laid-back afternoons on the expansive back deckperfect for grilling, crab picking, or simply taking in a Bay breeze. The partially fenced rear yard offers privacy and room for the pups, and to play or garden, enhanced by low-maintenance landscaping that lets you focus on fun, not work. The shed is four years new and offers storage for water toys, yard games, and boating necessities. But here’s the best part: a separate 2-bed, 1-bath potential income unit gives you the opportunity to generate revenue while you relax. This could be ideal for short-term vacation rentals, hosting guests, or even a home office or studio. One spacious bedroom is conveniently located on the main level, along with a full bathroom and a vaulted-ceiling living room that adds a sense of openness and light. A charming spiral staircase leads to the loft, where you'll find a second, oversized bedroomideal as a bunk room, with ample space for multiple large beds. Live where others vacation. Walk or bike to the harbor, charter a sunset sail, jump on your boat that is nearby at a marina, or paddle out from a nearby launch. Rock Hall is known for its friendly community, laid-back vibe, and stunning beach sunsetsand this home puts you right in the heart of it all. Don't miss this rare opportunity to own a turn-key home with coastal character and rental income potential in one of Maryland Eastern Shore’s most beloved waterfront towns. [Some furnishings and dcor available, too! To be discussed outside of the contract of sale.]